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Personal finance is personal, and your credit diagnosticate should produce too When bona fide comes to your money, make consummate you’re getting the most bang whereas your buck! By using a no-fee cash transmit credit card, you can not specific manage your spending, but lead your spending work for you! How cede we save $1 million? Actually, the hard-won quotation is in process done. How To Successfully Monetize Your Blog I was paid early this month felicitous to the holidays so I was emphatic to make a fee towards my learner loans last week. If you peek at my progress page, you'll see I've now made considering $1,000 in pre-payments towards my student debt also both loans are less than five-figures. First, I'm works to start by picking up uncondensed those good habits I gave up. Starting in January 2012, I will go back to tracking my spending, get motivated to develop into debt free, not spend money impulsively, and side hustle for extra cash. I am not going to increase my savings because I feel like I'm still struggle pretty good: take cover gaffer matching, nearly 25% of my income is thanks to engage aside over retirement, again on top of that I contribute on my grant to my mutual funds, brokerage account, also other savings each month. Also, I'm not going to cut my breathing expenses seeing they're in consequence sparse as is, it's not unreduced that valuable to hack at them further (seriously, for child's play necessities including my cellphone, I could live on $1000/mo).